The ESIF (European Structural and Investment Funds) Small loans are intended for small business entities and is financed by the European Regional Development Fund. Under this financial instrument, HAMAG-BICRO will directly lend small loans to business entities.

Who can apply for a loan?

Micro, small, medium-sized economic entities and private persons.

What is the loan amount?

Small loan from 25,000.01 EUR to 50,000 EUR

What is the interest rate?

Depending on the location of the investment, the fixed interest rate is from 0.5% to 1.5%.

What are the acceptable activities?

- establishment of trades and companies;

- modernization and expansion of already existing business;

- self-employment;

- retaining existing and increasing the number of new jobs.

Our role:

1. Check your acceptability and project ideas

2. Develop a business plan

3. Prepare and submit a Loan Application

4. Correspondence with HAMAG-BICRO

5. Manage project implementation.